Living in Warsaw
Your salary, your household, and what life in Warsaw costs for it. Every figure says where it comes from; replace any of ours with your own.
Left each month
-zł 384
what you could save — before eating out, holidays and other choices
More goes out than comes in: zł 384 short each month.
from zł 7,147 net in your account a month
Your household
What leaves each month
- Net in your accountzł 7,147
- Rentestimated− zł 4,766
You should probably rent a one-bedroom home: it fits your household without overcrowding, by Eurostat’s definition.
- Groceriesestimated− zł 1,236
The same basket as everywhere, at Poland’s prices, for your household.
- Energy, phone, clothing, care and insuranceestimated− zł 1,420
Energy and water, phone and internet, clothing, personal care, health costs you pay yourself and home insurance: the same basket as everywhere, at Poland’s prices.
- Public transportofficial− zł 110
One monthly pass.
- Left each month-zł 384
What this does not include
Tax is worked out for one earner: joint taxation and married bands are not modelled. Child benefit is counted where the country pays a standard amount. Buying a car, school fees, eating out, holidays and recreation are not in the expenses.
Where these figures come from
Questions about living in this city
What does rent cost in Warsaw?
About zł 4,766 a month for a one-bedroom home, the size one person needs, at the average rent from Narodowy Bank Polski, Informacja o cenach mieszkań, I kw. 2026 (2026-Q1).
How much is a monthly public transport pass in Warsaw?
About zł 110 a month for an adult, from ZTM Warszawa, Bilety długookresowe. Children’s fares and free travel ages are shown in the breakdown above.
How is what is left each month worked out?
We take your net pay under Poland’s tax rules, add child benefit where it is paid, and subtract rent for a home your household fits in, Poland’s prices for everyday essentials, transport, and childcare, a car and pets where you have them. Eating out, holidays and savings are left for you to decide.
Where do these figures come from?
From national statistics offices, housing ministries, Eurostat and the public transport operators, each named with its date in the list of sources on this page. Where no official figure exists, the page says so and asks for your own.
Found something wrong?
Tell us which number and we will check it against the source.